Find a safe place.
Talk to local insurance agents about the neighborhoods
you’re considering. You’ll discover some surprising
facts about your town, and you’ll learn which streets
to steer clear of if you want to save money on your homeowner’s
insurance.
Run all the numbers.
Many couples pick a new home without realizing the hidden
costs of repairs, utilities, and taxes. Write a “worst
case scenario” budget that anticipates the most
expensive fees you can tolerate. Ask sellers to show you
some copies of recent utility and tax bills.
